Terry Kennedy of Appreciation Financial

Appreciation Financial was founded in January of 2009 and has quickly become the national leader in retirement and financial planning for teachers and public servants. They have offices in 26 cities with the hub of the company located right here in Las Vegas.

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Helping Children Prepare for a Healthy Financial Future

Teaching your child early to be responsible with money can pay off the rest of their life. It only takes a moment to realize the benefits of nurturing financial literacy in a young person. Think about it.

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Prepare Your Clients to Retire Early With This Checklist

To millions of Americans, retiring early is the lifestyle Holy Grail. But many who attempt early retirement find the financial burden too tough, and by then it might be too late. Money managers like to think that's where good planning enters the picture - along with a good financial planner.

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How to Conduct a Summer Financial "Tune-up"

Summer's here and the time is right for ... financial planning? That's right. For educators who are busy during the school year, there may not be another opportunity to do so. And before you know it you'll be back in the classroom. So in between days at the beach and nights at a ballpark, you should consider taking the following steps to ensure you're on the right track with budgeting, spending and investing.

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Face to Face: Movers & Shakers

"Success happens after a long pattern of hard work and laying a foundation - you must have patience."

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7 Bad Money Habits That Lead to Bad Credit

If you want a healthy credit score, you need to save more, spend less, and be patient. Having bad credit can sometimes feel like a curse, like it's something entirely beyond your control, something that's utterly impossible to fix. But even though it can feel that way. We all know that's not the case.

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Should You Get Life Insurance?

Insurance is based on planning for the unexpected. Planning for death could seem a bit morbid, however life insurance can take care of medical costs to funeral costs. Lisa Ryerson, Regional Vice President of Appreciation Financial, shares why life insurance is beneficial in the long run.

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10 Financial Planning Questions Answered

Questions on debt, investing, saving and your portfolio answered by an expert. How much should I really be saving? Can I just let my debt sit? Or should I just wait to work on finances until I think about purchasing real estate? Krista Neeley, the Regional Vice President of Appreciation Financial, answers questions you may have wondered about personal finances.

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When Do You Start Figuring Out Retirement?

The answer is yesterday. You just started a job or graduated college. Retirement can seem like a very long way from where you are in life. But life can move fast and thinking ahead puts you in the driver's seat. Ask yourself three questions: Where do you want to be in 40 years? What type of lifestyle do you want? How much is that going to cost you?

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11 Smart Tips on Retiring Early, from People Who Figured Out How

Imagine retiring early by the time you're 45-or within the next five years. We talked to people who did, and here's what we've learned. First you gotta ask yourself: is this what you really want?

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15 Money Management Tips Every Recent Grad Should Memorize

Virtually every money manager agrees: Don't wait another moment to start thinking about your finances. "It's never too soon for young people to start thinking about managing their finances-no matter how difficult that is to contemplate when they've just graduated," says Krista Neeley, a regional vice president of Appreciation Financial a financial services company.

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Oriole Elementary Gets Mural and More in Makeover

The 50-year-old school's revamp was part of a community service project by insurer Appreciation Financial. "We do quite a few school makeovers throughout the nation," said Eric Creekmore, regional vice president. "This year, we were focused on community involvement and appreciating schools that do a lot for their community."

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The Cost of Turnover

When a business loses an employee, the effects on profitability and morale can be profound. Having to replace employees isn't just a pain, it's a major expense - but one that savvy executives can avoid.

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