Services We Offer to Arizona Teachers
Free Pension Review
State-run pension plans are still a strong option for teacher retirement income. But a pension can be complicated and hard to understand. Pension analysis with Appreciation Financial will help you answer these questions:
- When should you start your pension?
- Should you take your pension as an annuity or a lump sum?
- In a buyout situation, should you take it or wait for a better deal?
- What type of survivor option should you choose?
Public service employees have a unique set of retirement income options available to them. And if you are trying to optimize and diversify your portfolio, it can be difficult to sift through your choices and find the best ones for you. That’s where we come in. At Appreciation Financial, our licensed agents have unique knowledge and experience helping teachers and public servants create a retirement plan specifically tailored to their needs. We’ll provide you with a personalized analysis of your portfolio and advise you on the best ways to invest for a successful retirement.
403(b) Investment Advice
In today’s financial landscape, a 403(b) is the best way for teachers to invest in their retirement. However, 403(b) investment options can be quite confusing if you’re unfamiliar with the territory. Our experts can help you find a plan that will allow your money to grow for the future you imagine. Some public schools will match 403(b) contributions.
Living Benefit Life Insurance
Part of a smart retirement plan is preparing for the possibility of needing long-term care and racking up medical bills as you age. At Appreciation Financial, we’ll take a look at your portfolio and see if investing in living benefit life insurance would help you prepare for these needs down the road. This type of life insurance allows the policyholder to access advanced payments should they need immediate help covering the cost of medical expenses.
One of the key factors to financial freedom is eliminating debt. If you’re one of the millions of Americans swimming debt with no shore in sight, Appreciation Financial is here to help you get free. Partnering with MPowering America has allowed us to address the financial challenges so many households are facing. In the 14 years they’ve been in business, Mpower experts have helped thousands of customers cancel millions of dollars in debt and interest. Find the shore today and start building your financial future.
One of our core values at Appreciation Financial is knowledge. You are in the business of educating our youth, and we are in the business empowering teachers with priceless knowledge about their finances. That’s why we’ve partner with Encompass to offer our clients access to their online Financial Wellness Center. Take control of your financial future with educational videos and articles, planning calculators, and other retirement management tools.