Many teachers believe that a pension plan is their only retirement option. But did you know that there are multiple retirement options for teachers and public servants, offering you the freedom to diversify how you save for retirement? Enter the 403(b). Similar to the 401(k) —...
There is no getting around it — saving for retirement is a confusing process. And that is even more true for teachers. Navigating the pension process along with a host of other retirement savings options can have your head spinning. In this article, our team of...
Avoid These Mistakes When Planning Your Teaching Retirement Because most teachers are offered a pension at the time of retirement, too many people in the profession make the mistake of believing that pension annuities alone will provide enough cash flow for them to retire the way...
Underfunded Teacher Pension Plans Here is a hard fact: traditional teacher pensions are getting riskier. Even so, that does not mean that they are a poor retirement investment. At Appreciation Financial, we think you should understand the risk of all your retirement fund options to help...
Will a Teacher’s Pension Offer a Stable Retirement? Whether you just started teaching or you have decades of experience instructing our country’s youth, you have probably thought about your retirement. You know you have a pension plan, but what does that mean? And, will it offer...
As a teacher, you most likely have a pension plan offered by your employing school district. But many educators are worried that it won’t provide enough for retirement or merely want to dabble in additional investment strategies. For teachers and many other employees of non-profit organizations,...
Whether you just started teaching or you have decades of experience instructing our country’s youth, you have probably thought about your retirement. You know you have a teacher pension plan, but what does that mean? And, will it offer a stable retirement? The truth is pensions...
As the most populous state in the country, California is a destination for many of the country’s top professionals, including teachers. In fact, California teachers make on average $20,000 more in annual salary compared to the rest of the United States. But how do retirement projections stack...
If you are a teacher, you probably have plenty of questions about your pension plan. Most notably: will a pension provide enough for retirement, or will you need additional investment strategies? At Appreciation Financial, the team of retirement and pension experts understand that a retirement strategy...
If you are a teacher, professor, school administrator, hospital employee, or other public servant, you have likely been offered a 403(b) retirement savings plan by your employer. Understanding the ins and outs of a 403 (b) plan gets complicated. The retirement planning experts at Appreciation...