Avoid These Mistakes When Planning Your Teaching Retirement Because most teachers are offered a pension at the time of retirement, too many people in the profession make the mistake of believing that pension annuities alone will provide enough cash flow for them to retire the way...
If you are a teacher, you probably have plenty of questions about your pension plan. Most notably: will a pension provide enough for retirement, or will you need additional investment strategies? At Appreciation Financial, the team of retirement and pension experts understand that a retirement strategy...
Texas Teacher Retirement Advice As a teacher in Texas, it is important to be aware of everything about your retirement benefits in order to make sound financial planning decisions for the future. It is never too early to start learning about your retirement benefits and pension...
No matter who you are, the retirement saving process can be confusing. It can be tricky understanding the differences in a Traditional IRA vs. Roth IRA- and knowing which one is best for you. At Appreciation Financial, we work to help teachers and other public...
The retirement planning process can be tricky. The average American spends roughly 20 years in retirement and many employees are unprepared or lack the funds to see them through. At Appreciation Financial, we specialize in helping teachers and other public employees plan for retirement. Follow...
As a teacher, you may be wondering, “Can I borrow from my TRS?” Borrowing money from your teacher retirement system (TRS) is not ideal. But, if you find yourself in a pinch, and need money fast, it may be the only option. At Appreciation Financial, we...
Some say having $1 million in savings will set you up for a comfortable retirement. Is this possible for teachers? Is it necessary to save this much? If you wanted to try, how would you do it? How Much Should a Teacher Save for Retirement? Save a...
Planning your retirement can be challenging. There are many factors to consider, and these important factors may differ depending on the state in which you live. At Appreciation Financial, our agents genuinely want to help you better understand your retirement journey and see you through...
The average retirement age in the U.S. is 62, but teachers typically retire a few years earlier. Nowadays, you can expect to live 20 years past your retirement age. This leaves you asking the question, “How do I know when to retire from teaching and...