Many teachers believe that a pension plan is their only retirement option. But did you know that there are multiple retirement options for teachers and public servants, offering you the freedom to diversify how you save for retirement? Enter the 403(b). Similar to the 401(k) —...
There is no getting around it — saving for retirement is a confusing process. And that is even more true for teachers. Navigating the pension process along with a host of other retirement savings options can have your head spinning. In this article, our team of...
If you are a teacher, professor, school administrator, hospital employee, or other public servant, you have likely been offered a 403(b) retirement savings plan by your employer. Understanding the ins and outs of a 403 (b) plan gets complicated. The retirement planning experts at Appreciation...
Texas Teacher Retirement Advice As a teacher in Texas, it is important to be aware of everything about your retirement benefits in order to make sound financial planning decisions for the future. It is never too early to start learning about your retirement benefits and pension...
Whether you are just starting your teaching career or retirement is just around the corner, planning out where to spend your retirement can be just as important as planning how you get there. At Appreciation Financial, our agents genuinely want to help you understand the...
Choosing the right financial professional/agent may seem like a stressful and daunting task. Planning for your retirement is a big deal. You don’t want to share your financial details with someone who feels like a stranger nor do you want to work with someone who...
As a teacher, you have an important question to ask: Do I get social security when I retire? Teachers are technically state (or government) employees, and state workers are not always covered by social security. Why? Because they are not necessarily required to pay social security taxes...
If you’ve spent time researching retirement plans, you might have come across a 403(b) plan. But what is a 403(b) plan? How does it differ from a 401(k) plan? Are you eligible for one? And why would you want one? Our team at Appreciation Financial...