If you are a teacher, professor, school administrator, hospital employee, or other public servant, you have likely been offered a 403(b) retirement savings plan by your employer. Understanding the ins and outs of a 403 (b) plan gets complicated. The retirement planning experts at Appreciation...
As a teacher, you know that managing your finances can be difficult on a less than ideal income. Creating a budget and sticking to it is a great way to minimize some of your financial stress and make your life a little bit easier. Read...
If you’re an educator or public servant considering the pros and cons of a 403(b) plan rather than other retirement savings plans, you are not alone. Understanding all of the benefits of a 403(b) plan can be tricky, but there are many beneficial reasons to...
If you are a teacher, a qualifying public servant, or an employee of a tax-exempt organization, you have the option to enroll in a 403(b) retirement plan. Professors, teachers, school administrators, and hospital workers can all participate in a 403(b) retirement plan. What is a 403(b)...
Retirement is an exciting new chapter in life. But it requires a lot of preparation. If you are preparing for retirement in California, you’ll need to start plotting out which options, resources and strategies you’ll need. And you’ll need to know how long you have...
Saving money can be hard. When incoming money is barely more than outgoing expenses, how do you save for your future? At Appreciation Financial, we understand how hard it can be to build your savings up. Our representatives are familiar with the ups and downs...
There are so many different types of high-yield savings accounts available to teachers and public employees that it can be hard to choose where to put your hard-earned money. Money Market and Cash Management accounts are places you can put that money. Getting a better...
The retirement planning process can be tricky. The average American spends roughly 20 years in retirement and many employees are unprepared or lack the funds to see them through. At Appreciation Financial, we specialize in helping teachers and other public employees plan for retirement. Follow...
Planning your retirement can be challenging. There are many factors to consider, and these important factors may differ depending on the state in which you live. At Appreciation Financial, our agents genuinely want to help you better understand your retirement journey and see you through...
Choosing the right financial professional/agent may seem like a stressful and daunting task. Planning for your retirement is a big deal. You don’t want to share your financial details with someone who feels like a stranger nor do you want to work with someone who...