If you are a teacher, professor, school administrator, hospital employee, or other public servant, you have likely been offered a 403(b) retirement savings plan by your employer. Understanding the ins and outs of a 403 (b) plan gets complicated. The retirement planning experts at Appreciation...
If you are a teacher, a qualifying public servant, or an employee of a tax-exempt organization, you have the option to enroll in a 403(b) retirement plan. Professors, teachers, school administrators, and hospital workers can all participate in a 403(b) retirement plan. What is a 403(b)...
Texas Teacher Retirement Advice As a teacher in Texas, it is important to be aware of everything about your retirement benefits in order to make sound financial planning decisions for the future. It is never too early to start learning about your retirement benefits and pension...
Retirement is an exciting new chapter in life. But it requires a lot of preparation. If you are preparing for retirement in California, you’ll need to start plotting out which options, resources and strategies you’ll need. And you’ll need to know how long you have...
The retirement planning process can be tricky. The average American spends roughly 20 years in retirement and many employees are unprepared or lack the funds to see them through. At Appreciation Financial, we specialize in helping teachers and other public employees plan for retirement. Follow...
As a teacher, you may be wondering, “Can I borrow from my TRS?” Borrowing money from your teacher retirement system (TRS) is not ideal. But, if you find yourself in a pinch, and need money fast, it may be the only option. At Appreciation Financial, we...
Some say having $1 million in savings will set you up for a comfortable retirement. Is this possible for teachers? Is it necessary to save this much? If you wanted to try, how would you do it? How Much Should a Teacher Save for Retirement? Save a...
As a teacher, you have an important question to ask: Do I get social security when I retire? Teachers are technically state (or government) employees, and state workers are not always covered by social security. Why? Because they are not necessarily required to pay social security taxes...