Best Financial & Retirement Planning Advisors for Teachers In Nebraska
Nebraska Locations
Our Appreciation Financial agents in Omaha (and all areas in Nebraska via Zoom) provide teachers and public servants the resources, guidance, and solutions they need to plan for a secure financial future. Their knowledge and experience in financial planning specifically designed for teachers can help you build a portfolio that will result in the retirement of your dreams.
Services We Offer to Nebraska Teachers
Free Pension Review
If you're a public school or government employee, one of the first aspects of planning for your retirement is to understand your state pension plan. Our retirement specialists for teachers will review your pension for free and help you answer these and other questions:
- When should you start your pension?
- Should you take your pension as a lump sum or monthly payouts for the rest of your life?
- If you leave early, can you take a partial employer contribution with you?
- How do your benefits accrue over time?
- What type of survivor option should you choose?
- How does your pension money fit into your legacy goals?
- How healthy is your state's pension plan?
- Where else should you be investing in order to build a secure financial future?
Nebraska Teacher Retirement Planning
Effective retirement planning is a multi-step process that involves taking your time horizon and retirement spending needs into consideration as well as a risk assessment of your investment. Our field agents in Nebraska or online will leverage their existing knowledge and extensive training to ensure your needs are uniquely addressed with a comprehensive retirement plan. We'll provide you with a personalized analysis of your portfolio and advise you on the best ways to invest for a successful retirement.
403(b) Investment Advice
A 403(b) resembles a 401(k) but is a specific retirement account for public school employees and other tax-exempt organizations. Like most retirement income options, there are numerous 403(b) plans out there, and selecting the right one can be challenging. When you speak with one of our retirement planning agents, they'll help walk you through important considerations and help determine the best way to fund your 403(b). If your school system matches contributions to your 403(b), we recommend choosing the best mutual fund options included in your plan and contributing enough to receive the match.
Living Benefit Life Insurance
The primary purpose of a traditional life insurance policy is to make certain that your loved ones will be provided for after you pass away. However, what happens if you are unable to pay for long-term care or growing medical bills as you age? Unlike standard life insurance plans that payout when you pass away, living benefit life insurance allows the policyholder to access advanced payments should they need immediate financial help. At Appreciation Financial, we'll take a look at your unique retirement portfolio and see if a living benefit life insurance policy would be right for you.
Debt Solutions
If you want to plan for a successful retirement, debt elimination is key. One of our primary goals at Appreciation Financial is to help teachers and public servants with student loans or other debt get free. To do this, we've partnered with the debt reduction experts at MPowering America who have helped thousands of people cancel millions of dollars in debt and interest. Take control of your finances today!
Education
As financial advisors to teachers, one of our core values is knowledge.That's why we've partnered with Encompass to offer our clients access to their online Financial Wellness Center. Their resource center provides outstanding financial and retirement management tools that will help you navigate budgets, home and mortgage payments, estate planning, investments, savings, college funds and more.
Nebraska Public Employees’ Retirement Systems (NPERS)
NPERS is Nebraska's defined benefit plan with lifetime monthly retirement “pension” benefits for public school and government employees. Nebraska's Public Employees’ Retirement System is one of the most well-funded state pension plans in the country at 90 percent. Our agents in Omaha or online can help you maximize your assets in the State Retirement System while creating a comprehensive retirement plan outside of the system.
Why Choose Appreciation Financial if You're a Teacher?
Appreciation Financial is a full-service retirement planning company serving the unique needs of public employees and their families. With over 60,000 teachers as clients across the United States, we've come to excel at assisting public employees reach retirement successfully. Our mission is to help public employees make their income last their entire life because they deserve to have a comfortable retirement. Call us today to find out how we can help you build a strong financial future!