Privacy & Cookies Policy

Teacher Retirement Planning in Texas


Texas Locations

Appreciation Financial has agents serving Texas with the goal of helping educators and school employees choose the investment and income solutions that work for them. Our 6 Texas locations include offices in Austin, Houston, Dallas, San Antonio, and El Paso.

Services We Offer to Public School Employees in Texas

Pension Maximization

Paying into your government pension during your working years allows you to have a solid monthly income in your retirement years. When you choose to maximize your pension, you can get the most out of your defined pension plan by combining it with life-only benefit insurance.

Living Benefit Life Insurance

Preparing for the possibility of chronic illness and long-term care after retirement is an essential piece of retirement planning. At Appreciation Financial, living benefit life insurance is one of the income sources we recommend investing in. This type of life insurance allows the policyholder to access advanced payments should they need help covering the cost of medical expenses.

Texas Teacher Retirement Planning

With so many retirement income options available, it can be difficult to know which ones are right for you. Appreciation Financial's licensed agents have unique knowledge and experience when it comes to retirement planning specifically tailored to teachers and public servants. Our experts will provide you with a personalized analysis of your portfolio and advise you on the best ways to invest for a successful retirement.


At Appreciation Financial, we believe knowledge is power. That's why we've partnered with Encompass to offer our clients access to educational tools that will help them stay on top of their financial future. Through the Financial Wellness Center, you can find a variety of videos and articles, planning calculators, and other tools for your financial success.

Debt Solutions

Appreciation Financial has partnered with MPowering America to address the challenges Americans are facing regarding their debt. Millions of people are feeling the weight of debt on their shoulders. As of 2019 total U.S. household indebtedness is $13.67 trillion. Mpower experts have been quietly helping thousands of customers for 14+ years with millions of dollars in debt and interest offset, and thousands of happy clients. Through their proprietary methods of addressing debt it helping clients lose the debt and start accumulating their wealth.

Teacher Retirement System of Texas (TRS)

If you’re a teacher in Texas, you may manage some of your retirement planning through the Teacher Retirement System of Texas. When it comes to maximizing your portfolio, you may be wondering if there are other retirement income sources you should be investing in. Our agents at Appreciation Financial are experienced in advising public school employees on the best choices for their retirement.

Why Choose Appreciation Financial if You're a Teacher?

Appreciation Financial is a full-service retirement planning company serving the unique needs of public employees and their families. We've served teachers and public servants helping them make essential decisions that will make a difference for their financial future. Our mission is to help public employees make their income last their entire life because they deserve to have a comfortable retirement. Call us today to find out how we can help you build a strong financial future!

(877) 492-5158