Blog

Posted at 19:38h in Retirement

Many teachers believe that a pension plan is their only retirement option. But did you know that there are multiple retirement options for teachers and public servants, offering you the freedom to diversify how you save for retirement? Enter the 403(b). Similar to the 401(k) —...

Posted at 19:35h in Retirement

There is no getting around it — saving for retirement is a confusing process. And that is even more true for teachers. Navigating the pension process along with a host of other retirement savings options can have your head spinning. In this article, our team of...

Posted at 19:30h in Pension Plan

When most people consider teacher pensions, they often treat them as a one-size-fits-all approach to retirement for teachers. But did you know that teacher pensions can differ widely depending on where you live? Each state handles its pensions differently, so it is important to understand the...

Posted at 22:46h in Retirement Planning

Avoid These Mistakes When Planning Your Teaching Retirement Because most teachers are offered a pension at the time of retirement, too many people in the profession make the mistake of believing that pension annuities alone will provide enough cash flow for them to retire the way...

Posted at 22:40h in Pension Plan

Underfunded Teacher Pension Plans Here is a hard fact: traditional teacher pensions are getting riskier. Even so, that does not mean that they are a poor retirement investment. At Appreciation Financial, we think you should understand the risk of all your retirement fund options to help...

Posted at 22:52h in Pension Plan

Will a Teacher's Pension Offer a Stable Retirement? Whether you just started teaching or you have decades of experience instructing our country's youth, you have probably thought about your retirement. You know you have a pension plan, but what does that mean? And, will it offer...

Posted at 22:35h in Pension Plan

As a teacher, you most likely have a pension plan offered by your employing school district. But many educators are worried that it won't provide enough for retirement or merely want to dabble in additional investment strategies. For teachers and many other employees of non-profit organizations,...

Posted at 20:56h in Pension Plan

Whether you just started teaching or you have decades of experience instructing our country's youth, you have probably thought about your retirement. You know you have a teacher pension plan, but what does that mean? And, will it offer a stable retirement? The truth is pensions...

Posted at 18:25h in Pension Plan

As the most populous state in the country, California is a destination for many of the country's top professionals, including teachers. In fact, California teachers make on average $20,000 more in annual salary compared to the rest of the United States. But how do retirement projections stack...

Posted at 16:18h in Pension Plan, Retirement Planning

If you are a teacher, you probably have plenty of questions about your pension plan. Most notably: will a pension provide enough for retirement, or will you need additional investment strategies? At Appreciation Financial, the team of retirement and pension experts understand that a retirement strategy...