October 2020 - Appreciation Financial

30 OctWhich States Have the Best Salaries for Teachers?

Teacher salaries in the U.S. have been historically low compared to other professions with similar skill requirements—roughly 20% lower, in fact. So, if you are thinking about becoming an educator, you are probably wondering: which states offer the best teacher salaries? At Appreciation Financial, we want...

19 OctTop Three Ways to Eliminate Debt – Even on a Teacher's Salary

Posted at 15:26h in Financial Planning

Whether it is student loans, credit cards, or car payments, going into debt almost seems to be a rite of passage in modern America. But debt hinders the American Dream for many. Recently, millions of Americans have been feeling the financial burden of employment loss, a...

05 OctSix Key Retirement Planning Steps for Public Employees

Posted at 12:00h in Retirement Planning

The retirement planning process can be tricky. The average American spends roughly 20 years in retirement and many employees are unprepared or lack the funds to see them through. At Appreciation Financial, we specialize in helping teachers and other public employees plan for retirement. Follow...

02 OctCan State Employees Borrow from their Retirement?

Posted at 13:44h in Retirement Planning

As a teacher, you may be wondering, “Can I borrow from my TRS?” Borrowing money from your teacher retirement system (TRS) is not ideal. But, if you find yourself in a pinch, and need money fast, it may be the only option. At Appreciation Financial, we...