Financial Planning

Posted at 21:59h in Financial Planning

As a teacher, you know that managing your finances can be difficult on a less than ideal income. Creating a budget and sticking to it is a great way to minimize some of your financial stress and make your life a little bit easier. Read...

Posted at 21:56h in Financial Planning

If you're an educator or public servant considering the pros and cons of a 403(b) plan rather than other retirement savings plans, you are not alone. Understanding all of the benefits of a 403(b) plan can be tricky, but there are many beneficial reasons to...

Posted at 16:57h in Financial Planning

Repaying Student Loans on a Teacher's Salary Entering the workforce as a teacher is an honorable action. Putting in the time and effort to shape the minds of America's youth and educate the country's youth does not go unnoticed, and your job is not without immense...

Posted at 03:46h in Financial Planning

Saving money can be hard. When incoming money is barely more than outgoing expenses, how do you save for your future? At Appreciation Financial, we understand how hard it can be to build your savings up. Our representatives are familiar with the ups and downs...

Posted at 23:22h in Financial Planning

At Appreciation Financial, we understand that as a teacher, your life can become very hectic with lesson plans, parent conferences, and much more. Your own needs, particularly financial ones, are often overlooked. Getting your personal finances in order can greatly reduce stress in your life...

Posted at 12:00h in Financial Planning

There are so many different types of high-yield savings accounts available to teachers and public employees that it can be hard to choose where to put your hard-earned money. Money Market and Cash Management accounts are places you can put that money. Getting a better...

Posted at 14:01h in Financial Planning

With average teacher salaries decreasing in the past decade, it can be tough to make a living as an educator in America. Nowhere is that more apparent than in these states with the lowest teacher salaries in the country. Click here to see read part...

Posted at 13:00h in Financial Planning

Teacher salaries in the U.S. have been historically low compared to other professions with similar skill requirements—roughly 20% lower, in fact. So, if you are thinking about becoming an educator, you are probably wondering: which states offer the best teacher salaries? At Appreciation Financial, we want...

Posted at 15:26h in Financial Planning

Whether it is student loans, credit cards, or car payments, going into debt almost seems to be a rite of passage in modern America. But debt hinders the American Dream for many. Recently, millions of Americans have been feeling the financial burden of employment loss, a...