Posted at 15:26h in Financial Planning
Whether it is student loans, credit cards, or car payments, going into debt almost seems to be a rite of passage in modern America. But debt hinders the American Dream for many. Recently, millions of Americans have been feeling the financial burden of employment loss, a...
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Posted at 12:00h in Retirement Planning
The retirement planning process can be tricky. The average American spends roughly 20 years in retirement and many employees are unprepared or lack the funds to see them through. At Appreciation Financial, we specialize in helping teachers and other public employees plan for retirement. Follow...
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Posted at 13:44h in Retirement Planning
As a teacher, you may be wondering, “Can I borrow from my TRS?” Borrowing money from your teacher retirement system (TRS) is not ideal. But, if you find yourself in a pinch, and need money fast, it may be the only option. At Appreciation Financial, we...
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Posted at 12:40h in Retirement Planning
Some say having $1 million in savings will set you up for a comfortable retirement. Is this possible for teachers? Is it necessary to save this much? If you wanted to try, how would you do it? How Much Should a Teacher Save for Retirement? Save a...
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Posted at 12:20h in Retirement
Whether you are just starting your teaching career or retirement is just around the corner, planning out where to spend your retirement can be just as important as planning how you get there. At Appreciation Financial, our agents genuinely want to help you understand the...
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Posted at 14:26h in Retirement
As a teacher, you have an important question to ask: Do I get social security when I retire? Teachers are technically state (or government) employees, and state workers are not always covered by social security. Why? Because they are not necessarily required to pay social security taxes...
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