Posted at 12:00h in Financial Planning
There are so many different types of high-yield savings accounts available to teachers and public employees that it can be hard to choose where to put your hard-earned money. Money Market and Cash Management accounts are places you can put that money. Getting a better...
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Posted at 20:48h in Retirement Planning
No matter who you are, the retirement saving process can be confusing. It can be tricky understanding the differences in a Traditional IRA vs. Roth IRA- and knowing which one is best for you. At Appreciation Financial, we work to help teachers and other public...
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Posted at 12:00h in Retirement Planning
The retirement planning process can be tricky. The average American spends roughly 20 years in retirement and many employees are unprepared or lack the funds to see them through. At Appreciation Financial, we specialize in helping teachers and other public employees plan for retirement. Follow...
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Posted at 13:44h in Retirement Planning
As a teacher, you may be wondering, “Can I borrow from my TRS?” Borrowing money from your teacher retirement system (TRS) is not ideal. But, if you find yourself in a pinch, and need money fast, it may be the only option. At Appreciation Financial, we...
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Posted at 12:40h in Retirement Planning
Some say having $1 million in savings will set you up for a comfortable retirement. Is this possible for teachers? Is it necessary to save this much? If you wanted to try, how would you do it? How Much Should a Teacher Save for Retirement? Save a...
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Posted at 16:12h in Retirement Planning
Planning your retirement can be challenging. There are many factors to consider, and these important factors may differ depending on the state in which you live. At Appreciation Financial, our agents genuinely want to help you better understand your retirement journey and see you through...
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Posted at 12:20h in Retirement
Whether you are just starting your teaching career or retirement is just around the corner, planning out where to spend your retirement can be just as important as planning how you get there. At Appreciation Financial, our agents genuinely want to help you understand the...
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Posted at 14:32h in Retirement Planning
The average retirement age in the U.S. is 62, but teachers typically retire a few years earlier. Nowadays, you can expect to live 20 years past your retirement age. This leaves you asking the question, “How do I know when to retire from teaching and...
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Posted at 18:15h in Retirement
Choosing the right financial professional/agent may seem like a stressful and daunting task. Planning for your retirement is a big deal. You don't want to share your financial details with someone who feels like a stranger nor do you want to work with someone who...
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Posted at 14:26h in Retirement
As a teacher, you have an important question to ask: Do I get social security when I retire? Teachers are technically state (or government) employees, and state workers are not always covered by social security. Why? Because they are not necessarily required to pay social security taxes...
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